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VA Mortgage Loans

Click here for VA mortgage rates:

VA mortgages provide easier access to home ownership for veterans, active duty members and their spouses. They are provided by private lenders and partially guaranteed by the Veteran's Administration. Because of this VA guaranty, lenders can offer these loans with no down payment and no monthly mortgage insurance - two huge benefits.

Here are some of the highlights of VA loan program:
  • 0% minimum down payment! (100% loan-to-value)
  • Loan amounts up to $1 Million or higher without a down payment
  • No first time homebuyer restrictions
  • Up to 4% seller concessions allowed
  • No monthly mortgage insurance, even without a down payment
  • Bankruptcy, foreclosure and short sale allowed after only 2 years

If you are looking for VA mortgage financing, please don't hesitate to call or email me. I'd be happy to discuss your unique scenario and help you find the best solution.

Other available loans:


What others are saying about Simplify Mortgage:

★ ★ ★ ★ ★
"I'm a local Realtor and send all my clients to John Moran. He's been responsive and always kept me updated on the loan process. His knowledge of mortgages and the local market is second to none. I consider him a valuable part of the services I offer."
- Rachel S
★ ★ ★ ★ ★
"I purchased a home last year using John Moran's services and I couldn't have been happier. He kept me informed throughout the loan and picked up the phone anytime I called. I would highly recommend John if you are looking for a mortgage professional."
- James D

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Shop Local Arizona

Simplify Mortgage
NMLS 2065631

8637 E Osborn Rd
Scottsdale, AZ 85251