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AZ: 480-900-7825
OR: 971-353-5080
Simplify Mortgage

Thank you for visiting simplifymortgage.com and considering us for your mortgage needs. Simplify Mortgage was founded by John Moran in Scottsdale, AZ with a straightforward mission statement - Make mortgages easier.

Mortgages could be a much easier process, but some companies won't give up their archaic systems and processes, so everyone involved has to suffer through "the old way". While we aren't in control of every aspect of the process, the goal is to simplify the things we can.

A little background on John Moran:

I grew up in northern Wisconsin and attended the University of Wisconsin (Go Badgers!). I'm thankful for the Midwestern outlook on life that my Wisconsin upbringing instilled in me.

After college I spent two years in New York, NY as a real estate agent in Manhattan. That was certainly an eye-opening experience for a young guy from the Midwest. I loved the Big Apple and everything it had to offer, but I soon found myself wanting a different way of life.

In 2001, I moved to Chicago, IL and began my mortgage career. After spending two wonderful years in the Windy City, I decided to take advantage of the better weather and a reduced cost of living by moving to sunny Scottsdale, AZ.

The decision to move to Scottsdale in 2003 was one of those life moments you don't appreciate as much as you should have at the time. I met my beautiful wife in Scottsdale and made a ton of lifetime connections. Fast forward to 2023 and we've decided to split time between Scottsdale, AZ and Lake Oswego, OR. This allows us the best of both worlds when the sun or the rain get to be a little too much.

In our free time, we like to go on quick weekend adventures, travel abroad, host friends and family (I'm the chef in the family) and visit my family in Telluride, CO.




What others are saying about Simplify Mortgage:

★ ★ ★ ★ ★
"John Moran... simply the best! I've worked with John on both a new home purchase and a refinance. Both experiences exceeded my expectations. John's communication is second to none with being flexible to email, text and most importantly talk through details via phone without notice! Yes, it is great that John has always been able to lock in the best rates and discounts but his customer service goes beyond that. John does not wait for a client to notice potential errors but proactively seeks them out for you and addresses any potential issues before they arise. Where many folks in the industry may say "that is outside of my scope" John jumps in to give his clients that extra level of comfort and reassurance they have made the right choice by partnering with him."
- Brent C
★ ★ ★ ★ ★
"I can't begin to say enough good things about working with John. We are first time homebuyers and John took the time to educate us about getting a mortgage. John was extremely knowledgeable and thorough. He was able to match the exact mortgage for our situation and save us money. John was extremely responsive to any request or question. Even our realtor really enjoyed working with him. We were able to close the loan on time without any hiccups. I highly recommend using John Moran as your loan officer for a great rate and great customer service."
- Deborah W

(click here for more reviews)
Top 1% for UWM

Simplify Mortgage
NMLS 2065631


8637 E Osborn Rd
Scottsdale, AZ 85251

480-900-7825

333 S State St Ste V402
Lake Oswego, OR 97034
971-353-5080