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Jumbo Mortgage Loans

Click here for jumbo mortgage rates:

Jumbo mortgages have a higher loan amount than the conforming limit in a certain area. The conforming loan limit does vary by county, but for the entire state of Arizona, the conforming loan limit is currently $726,200. Anything over that limit is considered a jumbo loan and is subject to a different set of rates and underwriting standards.

Here are some of the highlights of some of our jumbo loan programs:
  • 10% minimum down payment (90% Loan-to-value)
  • Loan amounts up to $3 million
  • No first time homebuyer restrictions
  • Up to 9% seller concessions allowed
  • Only one appraisal required up to $2 million
  • Bankruptcy seasoning of 2-4 years depending on circumstances

If you are looking for jumbo mortgage financing, please don't hesitate to call or email me. I'd be happy to discuss your unique scenario and help you find the best solution.

Other available loans:


What others are saying about Simplify Mortgage:

★ ★ ★ ★ ★
"John helped us through a difficult long distance close. His communication and follow-up were fantastic. He was available at all times to answer questions and guide us through the process. John is thorough, honest and very knowledgeable. We highly recommend him."
- Jeff L
★ ★ ★ ★ ★
"I found John to be extremely responsive. He was direct and always gave us an honest assessment of where we stood and what we could expect. We are glad to have found him and wouldn't hesitate to use him for all of our home buying needs."
- Julia C

(click here for more reviews)
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Shop Local Arizona

Simplify Mortgage
NMLS 2065631

8637 E Osborn Rd
Scottsdale, AZ 85251