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USDA Mortgage Loans

Click here for USDA mortgage rates:

USDA mortgages were developed to help people in rural areas purchase homes with favorable terms. The United States Department of Agriculture partially guarantees these mortgages. Since they are reserved for rural homes, there are income and property location requirements that must be met.

Here are some of the highlights of USDA loan program:
  • 0% minimum down payment! (100% Loan-to-value)
  • Loan amounts up to $548,250 for a 1 unit property
  • No first time homebuyer restrictions
  • Up to 6% seller concessions allowed
  • Low monthly mortgage insurance payments
  • Bankruptcy, foreclosure and short sale allowed after only 3 years

If you are looking for USDA mortgage financing, please don't hesitate to call or email me. I'd be happy to discuss your unique scenario and help you find the best solution.

Other available loans:


What others are saying about Simplify Mortgage:

★ ★ ★ ★ ★
"I'm a local Realtor and send all my clients to John Moran. He's been responsive and always kept me updated on the loan process. His knowledge of mortgages and the local market is second to none. I consider him a valuable part of the services I offer."
- Rachel S
★ ★ ★ ★ ★
"I purchased a home last year using John Moran's services and I couldn't have been happier. He kept me informed throughout the loan and picked up the phone anytime I called. I would highly recommend John if you are looking for a mortgage professional."
- James D

(click here for more reviews)
Top 1% for UWM
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Simplify Mortgage
NMLS 2065631

8637 E Osborn Rd
Scottsdale, AZ 85251