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480-900-7825
FHA Mortgage Loans

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FHA mortgages are insured by the the U.S. Department of Housing and Urban Development. They remain a popular loan option because of the low down payment requirement and less stringent underwriting guidelines for prior derogatory credit.

Here are some of the highlights of FHA loan program:
  • 3.5% minimum down payment (96.5% Loan-to-value)
  • Loan amounts up to $331,760 in most Arizona counties
  • No first time homebuyer restrictions
  • Up to 6% seller concessions allowed
  • Purchase only 2 years after bankruptcy
  • Purchase only 3 years after foreclosure or short sale

If you are looking for FHA mortgage financing, please don't hesitate to call or email me. I'd be happy to discuss your unique scenario and help you find the best solution.

Other available loans:

Conforming
FHA
VA
USDA

What others are saying about Simplify Mortgage:

★ ★ ★ ★ ★
"I'm a local Realtor and send all my clients to John Moran. He's been responsive and always kept me updated on the loan process. His knowledge of mortgages and the local market is second to none. I consider him a valuable part of the services I offer."
- Rachel S
★ ★ ★ ★ ★
"I purchased a home last year using John Moran's services and I couldn't have been happier. He kept me informed throughout the loan and picked up the phone anytime I called. I would highly recommend John if you are looking for a mortgage professional."
- James D

(click here for more reviews)
Top 1% for UWM
Shop Local Arizona

Simplify Mortgage
NMLS 2065631


8637 E Osborn Rd
Scottsdale, AZ 85251

480-900-7825